A car accident can be overwhelming, and in the confusion, it’s easy to make mistakes that may affect your health, insurance claim, or legal rights. There are some common mistakes to avoid to protect yourself after an accident that we at Hurt Wreck we would like to share with you today.
Failing to Seek Medical Attention
One of the biggest mistakes is not seeking medical care right after the accident. Some injuries, like whiplash or internal bleeding, may not show immediate symptoms but can worsen over time. Not getting medical attention promptly can weaken your injury claim, as insurance companies may argue your injuries weren’t serious if you didn’t seek care right away. Always get checked by a doctor, even if you feel fine.
Admitting Fault at the Scene
Another common mistake is admitting fault or apologizing at the scene of the accident. Emotions can run high, but admitting fault, even in part, can harm your case. Liability can be complex, and statements made at the scene could be used against you. It’s best to avoid discussing fault and focus on gathering information and letting your insurance company handle the details.
Not Documenting the Accident Properly
Failing to document the accident properly can be detrimental to your claim. After an accident, gather the contact and insurance information of all drivers involved. Take photos of the scene, vehicles, and injuries. Also, collect contact information from any witnesses. Proper documentation helps provide evidence for your case, whether for your insurance company or in court.
Leaving the Scene of the Accident
It’s crucial to stay at the scene until the police arrive and all necessary information is exchanged. Leaving the scene, even if the accident seems minor, can lead to criminal charges for hit-and-run. It also hurts your ability to file a claim. If you’re physically able, stay at the scene until authorities arrive.
Talking to Insurance Companies Without Legal Advice
Insurance companies may contact you soon after the accident. While cooperation is important, avoid giving detailed statements or accepting settlement offers without consulting a lawyer. Insurance companies often aim to settle quickly and may offer a low amount. Speaking with an attorney before engaging with the insurance company helps protect your rights.
Delaying Your Insurance Claim
Some people delay reporting the accident to their insurance company, thinking they have time or the damages are minor. However, this can cause complications later. Most insurance policies require prompt reporting, and failing to do so may result in a denied claim. Report the accident as soon as possible to avoid any issues with your coverage.
Accepting the First Settlement Offer
Insurance companies may offer a quick settlement, but this is often a low-ball offer that doesn’t cover all your damages. Many accept this offer to resolve the situation quickly. However, it’s important to consider the full extent of medical bills, lost wages, and pain and suffering before accepting any offer. Consult with a lawyer to determine if the offer is fair.
Personal Injury Attorneys in DeSoto & Lancaster, TX (Just Minutes from Glenn Heights, Duncanville, Red Oak, Wilmer, Hutchins, Ovilla & Ferris, Texas)
After a car accident, taking the right steps is crucial to protect your health, rights, and finances. Avoid mistakes like failing to seek medical care, admitting fault, or accepting low settlements. Document the accident, stay at the scene, and consult with an attorney to ensure you’re making informed decisions. Call Hurt Wreck if you have been involved in an accident.
